Terms and Conditions - xbajy Platform Usage Terms

1. General Terms and Conditions

Welcome to the xbajy platform. These Terms and Conditions ("Terms") govern the use of the xbajy website, mobile application, and all associated services. When you register with xbajy, create an account, or use any of our services, you accept and agree to comply with these Terms. Please take the time to read and understand these Terms in full.

1.1 Acceptance of Terms

By using xbajy, you acknowledge and agree to the following:

• You have read and understood these terms in full
• You are legally eligible to enter into this agreement
• You may participate in online gaming and betting in accordance with the laws of your jurisdiction
• You must provide accurate and truthful information
• You will regularly review these Terms and Conditions and accept any changes

1.2 Changes to Terms

Xbajy reserves the right to change, modify, or update these terms at any time. Changes will be posted on this page and the "Last Updated" date will be revised. By continuing to use xbajy after changes are made, you accept the new terms.

2. Account Terms and Conditions

2.1 Account Registration

To open an account on xbajy, you must meet the following requirements:

• You must be at least 18 years old (or the legal betting age in your country)
• You must open an account in your own name and for yourself
• You may only create one account
• All information provided must be complete, accurate and up to date
• You will provide a valid email and mobile number

2.2 Account Verification (KYC)

Xbajy may request documents to verify your identity. This may include:

• National ID card or passport
• Proof of address (utility bill, bank statement)
• Proof of payment method (bank card, mobile wallet)
• Selfie or video verification

If you fail to provide verification documents, xbajy reserves the right to suspend or close your account.

2.3 Account Security

You are responsible for your account security. You must:

• Must use a strong and unique password
• You must keep your login credentials confidential
• Do not allow anyone to use your account
• Suspicious activity must be reported immediately
• You must log out after each use

3. Betting Terms and Conditions

3.1 Placing Bets

The following rules apply when placing bets on xbajy:

• All bets are final and cannot be cancelled (except for technical errors)
• Your account must have sufficient balance
• You will receive a confirmation after placing your bet
• Odds may change after the event starts
• Xbajy reserves the right to reject or accept any bet

3.2 Betting Limits

Xbajy enforces the following betting limits:

3.3 Results and Settlement

Bet outcomes are determined according to the following criteria:

• Based on official event results
• Results are typically settled within 1 hour of the event ending
• Disputed outcomes are subject to final decision by xbajy
• Bets on cancelled or postponed events will be refunded

4. Payment Terms

4.1 Deposits

The following rules apply when depositing funds to xbajy:

• Deposits must be made from your own payment method
• Minimum deposit: BDT 500
• Maximum deposit: Varies by payment method
• Deposits are usually processed instantly
• No deposit fees

4.2 Withdrawals

To withdraw your winnings:

• Minimum withdrawal: BDT 1,000
• Maximum withdrawal: BDT 50,000 daily (higher for VIP members)
• Processing time: 24-48 hours
• Your account must be verified
• Bonus wagering requirements must be met

4.3 Anti-Money Laundering (AML)

Xbajy follows strict AML policies. We:

• We monitor all transactions for suspicious activity
• We may request additional verification for large deposits and withdrawals
• We reserve the right to inquire about the source of funds
• We cooperate with law enforcement agencies

5. Bonus Policy

5.1 Bonus Terms

Xbajy offers various bonuses and promotions. For all bonuses:

• Bonuses must be claimed within the specified time period
• Wagering requirements apply (typically 30x-40x)
• Wagering must be completed within a specified time frame
• Bonuses can only be used on eligible games
• One bonus per player/household/IP address

5.2 Wagering Requirements

Example: If you receive a BDT 1,000 bonus with 30x wagering, you must bet BDT 30,000 before you can withdraw the bonus and associated winnings.

5.3 Bonus Abuse

The following activities are considered bonus abuse and are prohibited:

• Claiming bonuses by creating multiple accounts
• Manipulating systems or games
• Collusion or syndicate betting
• Bonus hunting strategies

6. Prohibited Activities

The following activities are strictly prohibited on xbajy:

6.1 Fraud and Cheating

• Providing false information
• Using fake documents
• Using someone else's identity
• Chargebacks or payment fraud
• Attempting to hack or manipulate the system

6.2 Multiple Accounts

Each person may hold only one account. If multiple accounts are detected:

• All additional accounts will be closed
• Bonuses and winnings will be forfeited
• Deposits may be refunded (minus fees)
• Permanent ban may be imposed

6.3 Syndicates and Collusion

Coordination or syndicate formation among players is prohibited. This includes:

• Sharing information with other players
• Coordinated betting patterns
• Market Manipulation

7. Liability & Obligations

7.1 xbajy's Responsibilities

Xbajy is committed to:

• To provide a safe and secure platform
• To ensure a fair and transparent gaming experience
• To keep your personal and financial information secure
• To pay out winnings on time
• To provide excellent customer support

7.2 Player Responsibilities

Your responsibilities as an xbajy player:

• Compliance with all terms and conditions
• Providing accurate and updated information
• Keeping your account secure
• Playing responsibly
• Using only your own funds
• Compliance with Local Laws and Regulations

7.3 Limitation of Liability

Xbajy shall not be liable for:

• For technical errors or system downtime
• For internet connection issues
• For third-party service disruptions
• For unforeseen events or circumstances
• For user error or negligence

8. Account Closure

8.1 Voluntary Closure

You may close your account at any time:

• By submitting a request to Customer Support
• From account settings
• After all pending bets have been settled
• After withdrawing the remaining balance

8.2 Closure by xbajy

Xbajy may suspend or close accounts for the following reasons:

• Violation of terms
• Fraud or fraudulent activity
• Multiple accounts
• Bonus Abuse
• Legal or regulatory requirements

8.3 Consequences of Closure

Upon account closure:

• You will not be able to access the platform
• All pending bets will be cancelled
• Bonuses and promotions will be forfeited
• Valid balance will be refunded (if not abused)

9. Dispute Resolution

9.1 Complaint Process

If you have any disputes or complaints:

• Contact our customer support first
• Clearly explain the issue and provide relevant information
• We will provide an initial response within 48 hours
• Complex cases may take 7-14 days to investigate

9.2 Arbitration

If internal resolution fails, disputes may be referred to an independent third-party arbitrator.

9.3 Applicable Law

These Terms and Conditions are governed by international gaming laws and regulations.

10. Miscellaneous Provisions

10.1 Intellectual Property

The xbajy website, logo, design, and content are protected by copyright and trademark. No part may be used without permission.

10.2 Privacy

Read our Privacy Policy to learn how we collect, use, and protect your personal information.

10.3 Responsible Gaming

Xbajy promotes responsible gaming and provides players with tools such as deposit limits, timeouts, and self-exclusion.

10.4 Severability

If any part of these Terms and Conditions is declared invalid, the remaining parts shall remain in effect.

10.5 Entire Agreement

These terms constitute the entire agreement between xbajy and players and supersede all prior agreements.